How to verify a KPKT licence in 2 minutes

Loan scams are a serious problem in Malaysia. Scammers often impersonate licensed companies, sometimes even using another company's real licence number, and ask victims to pay a processing fee or deposit before the loan is disbursed. You shouldn't have to take our word for it, verify it yourself.

Is Metro Cashe Management legitimate?

Yes. Metro Cashe Management is a licensed community credit company under the Moneylenders Act 1951, regulated by the Ministry of Housing and Local Government (KPKT), and registered with the Companies Commission of Malaysia since 1999. You don't have to take our word for it. You can check every detail below yourself.

Our office is at No. 57, Level 2, Jalan SP 1/1, Bandar Saujana Putra, 42610 Jenjarom, Selangor. Watch the walk up to our office so you know exactly which door to use.

Our official channels

Metro Cashe Management's only official phone and WhatsApp numbers are:

• Phone: 03-6279 9766
• WhatsApp: 016-407 9766

Our official website is www.metrocashe.com, and we have one office only, in Bandar Saujana Putra, Jenjarom.

If someone contacts you in Metro Cashe Management's name from any other number and asks for money, don't pay. Call 03-6279 9766 to check first.

3 ways to verify our licence

• Visit our office and see the original KPKT licence certificate before you sign anything. Search “Metro Cashe Management” on Google Maps, or see our address and hours.
• The KPKT i-KrediKom app. Download the official i-KrediKom app and look up our licence number, WL2572/10/01. Our licence was recently renewed. If it doesn't appear in the app yet, visit our office to see the original certificate.
• Call us directly on 03-6279 9766. The number is on our office signage, so you can confirm it without relying on any message or advert you've received.

Your rights as a borrower

KPKT sets out rights that every licensed community credit company must respect. If any of these doesn't happen, treat it as a warning sign:

• Every loan transaction takes place at the licensed premises, and the agreement is signed at the approved premises.
• No payment may be collected except what the loan agreement states, and every such payment must be explained to you.
• The money is released only once the documents are complete, stamped and handed over at the company.
• You're entitled to a free copy of the agreement, and a receipt for every repayment.
• Never sign an incomplete form or a blank document.
• Interest on an unsecured loan is capped at 18% a year.

Source: KPKT, Buku Panduan Perkhidmatan Kredit Komuniti (in Malay), sections 6.1 and 8.1.

That's why we ask you to come to our office to sign: the law requires it. See what happens at each step.

Warning signs of a scam

Anyone doing any of the following is not a responsible licensed lender:

• Asking for an upfront fee, processing fee, or deposit before disbursing a loan
• Claiming "guaranteed approval" or "no documents needed"
• Charging interest above the statutory cap (18%/year unsecured, 12%/year secured)
• Dealing purely through WhatsApp or social media with no verifiable physical office
• Asking for your ATM card PIN and bank account access

Before you transfer any money

Metro Cashe Management will never ask you to transfer money before your loan is released. If anyone asks you to, check the receiving bank account on PDRM's SemakMule portal first.

An account that isn't listed isn't necessarily safe. It only means no police report has been recorded against it.

If you're unsure

Call us directly at 03-6279 9766 before making any payment or giving personal information to anyone claiming to represent us. We will never be offended by a verification call. It protects you.

Ready to apply? See our personal loan requirements and documents.